Personal Lending

There are a lot of bad ideas and disinformation floating around in regards to transferring title to a property to stop foreclosure. It seems like such a simple solution on its face: transfer the property to someone else’s name and the bank will suddenly find itself foreclosing on a property that is no longer owned [...]

When homes go into foreclosure, the owners are often far more worried about the mortgage payment than anything else. There are numerous costs involved with owning a house, though, and all of these need to be paid before and during the foreclosure. If they are not paid, and the homeowners are able to stop foreclosure [...]

Research by Harvard University predicts that 1 in 7 middle class families will go bankrupt by the end of this decade! Foreclosure rates on American home owners have exploded over the last 5 years. Yes, we know about the real estate Bubble. The Bubble was also a creation of the banking industry, specifically the policies [...]

Delinquency and foreclosure rates are rising on subprime mortgages. As evidenced through the most recent results from the Mortgage Banker’s Association National Delinquency Survey of first mortgage loans, foreclosure rates are on the rise. Currently, the national delinquency and foreclosure rates are dominated by four states: Arizona, California, Florida and Nevada. Foreclosures occur when an [...]

When a property goes into foreclosure and a sheriff sale date is scheduled, homeowners will rightly feel nervous about the outcome of the auction. If the property sells for more than what is owed on the mortgage, they will receive the proceeds of the sale. This, however, rarely happens, and it is much more likely [...]

Home ownership is a wonderful experience, but when troubles hit, a home foreclosure can be devastating for most people. There are ways to avoid home foreclosure for certain individuals who take proper action now. This article will discuss some options for those who are facing this terrible scenario. Let’s Make A Deal It may seem [...]

Home ownership has become one of the best freedoms that we experience in this life. When the threat of a foreclosure starts to threaten your home you may be feeling as if there is no hope in sight. You can stop foreclosure quick with some creative methods. The first thing you must do is to [...]

Stopping foreclosure is one thing you hope you never have to do, but if finances are tough and you find your home slipping away it may be time to re-think. Foreclosures occur all over this nation every day. People seeking to stop foreclosure on their home are on an all time rise. If you have [...]

The term “statutory foreclosure” (as hinted at by the alternate term, “non-judicial foreclosure”), refers to any foreclosure proceeding that is not conducted under the supervision of the court. The process is similar to a judicial foreclosure. When the borrower defaults on the loan, the lender issues a Notice Of Default (NOD). Failure to address the [...]

You’ve Been Served A Notice Of Default From Your Bank You’re facing home foreclosure. Bank repossession of your home. That’s the bad news. Everything You’ve Been Told About Home Foreclosure Is Dead Wrong. Avoid Bankruptcy * Are you looking for an alternative to bankruptcy? * Are you behind on your mortgage? * Have you tried [...]